Texas Regional Bank (TRB) is a privately-owned, full-service financial institution established in 2010 and headquartered in Harlingen, Texas. Founded with a mission to bring relationship-based banking back to Texas communities, TRB focuses on local decision-making and long-term partnerships over transactions.
TRB’s story began in 2008 when four South Texas businessmen recognized a growing void in community banking. With fewer locally-owned banks available due to industry consolidation, they formed Texas State Bankshares, Inc. in 2009 to acquire and relaunch Falfurrias State Bank. Within six weeks, nearly 160 families had invested $24 million, affirming the community’s support. On May 4, 2010, the acquisition was completed and the charter relocated to Harlingen.
Since then, TRB has expanded steadily—acquiring Border Capital Bank in 2013 (adding a trust department), Blanco National Bank in 2017 (bringing access to the Hill Country), and opening a Houston location in 2021. In July 2022, the bank entered the North Texas market with the acquisition of Access Bank Texas.
Today, TRB serves the DFW Metroplex through banking centers in Southlake, Dallas, Denton, Fort Worth, Krum, and the Park Cities area. This regional expansion reflects TRB’s long-term strategy to grow alongside Texas’s fastest-growing markets.
Community engagement remains central to TRB’s identity. In 2024, our North Texas teams contributed more than 1,350 volunteer hours through 565 activities, supporting over 125 organizations across 223 days. This sustained involvement reflects a deliberate investment in the strength and success of the communities we serve.
TRB offers a full suite of financial services, including core banking, trust and wealth management, mortgage, capital markets, insurance, international banking, foreign exchange, economic development, and commercial banking services. The bank has continued to grow as a diversified financial services company—establishing TRB Insurance through acquisitions in 2022 and 2023, and launching TRB Capital Markets in 2024 through the acquisition of Estrada Hinojosa & Co., Inc.
As of December 31, 2024, TRB has total assets of approximately $2.72 billion and operates 36 locations across North Texas, South Texas, Central Texas, and Houston.
Whether serving families or businesses, TRB continues to prioritize high-touch relationships, advanced digital banking, diverse ownership, and active community service—delivering on its promise to be “the people you know in the communities we serve.”
Learn more at www.trb.bank.
